Surplus Overages Course: Surplus Funds Recovery Training
$1,497.00
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Surplus funds course: learn how surplus overages work after a tax deed sale, and how to help former owners claim the money the county is holding for them. This is a module from my 8-week Tax Deed Genius program, with the documents and checklists you need to get started.
What are surplus overages?
Surplus overages, also called overbids or excess funds, are the money left over when a tax deed property sells at auction for more than the taxes and costs owed. The county holds that money for the former owner. A lot of former owners don’t even know it’s there. A surplus recovery agent helps them find it and file the claim.
Who this surplus funds recovery training is for
This surplus funds recovery training is for new and experienced real estate investors who want to work as a surplus recovery agent. You don’t have to buy a property to do this work. You do need a process, though. The Army taught me to follow one, and a surplus claim is paperwork from the first letter to the last check. And remember who’s on the other end: someone who just lost a property. Lead with respect. You don’t need to know everything. You just need to know what to do next.
What’s in the Surplus Overages Course (15 lessons)
- What are Surplus Overages, Over Bids & Excess Funds?
- Surplus Notice to former property owner
- Surplus Agent Agreement
- Limited Power of Attorney (Attorney in Fact)
- IRS Form W 9
- Sample Cover Letter
- County Affidavit of Surplus
- Evidence to prove ownership interest
- IRS 1099
- How to communicate with the former owner
- Let’s Role Play video
- Mobile & Virtual Notary Services
- Skip Tracing Services
- What states allow surplus overage recovery (Bonus)
- Surplus Overage Checklist (Bonus)
A look inside my Overage Surplus Checklist
Getting a yes from the former owner is a big deal. It’s also where the real work starts. This checklist walks the claim from the signed agent agreement all the way to the owner’s check, and you write down a date and a status for every step. When the county takes its sweet time, and some do, you’ll know exactly where things stand.
A surplus claim can take a while, and the former owner is counting on you the whole time. The full checklist comes with the Surplus Overages Course, along with the agent agreement, limited power of attorney, and the other documents I use.
What students say about surplus funds
Ariel L., a Tax Deed Genius student, posted this in our Facebook group: “This is a surplus funds deal that we just received today in the mail.” The check was for $13,920.67 from the Duval County Clerk of Circuit Courts.*
*Individual results, not typical. Investing involves risk, including loss.
Surplus funds course questions
15 lessons, plus the documents I use: a surplus notice to the former owner, a surplus agent agreement, a limited power of attorney, a county affidavit of surplus, a sample cover letter, and the IRS W-9 and 1099 forms. You’ll also get skip tracing and notary resources, a role play video, and 2 bonuses: a surplus overage checklist and a list of states that allow surplus overage recovery.
The lessons open the minute you enroll and sign your Welcome Agreement, and they stay open 24/7, so a late-night study session works just fine.
Most students get through all 15 lessons in 1 to 2 weeks. The end-of-module quiz takes a 90% to pass, so take notes as you go. I’m serious about that 90%.
Yes, and this is where people get in trouble. Each state sets its own rules for who can claim surplus funds and what an agent can charge. Before you call or mail a single former owner, look up your state’s current law. The bonus state list is your first stop, not your last.
All courses are non-refundable. Because this is a digital course, you get full access as soon as you sign your Welcome Agreement.
Start your surplus funds recovery training today
Right now, counties all over the country are holding surplus funds for former owners who have no idea the money is there. The Brevard County list in my masterclass had 382 cases on it. That’s one county. And every month, new tax deed sales add more names to lists just like it.
A page from Brevard County’s surplus list in October 2026: money the county is still holding for former owners after its July 17, 2025 tax deed sale. Tap or click the image to see it full size.
Other recovery agents and law firms are already working those same lists. When a former owner finally hears about the money, they’ll want help from someone who explains it clearly and has the paperwork ready. I want that person to be you.
Picture yourself 2 weeks from today. All 15 lessons are done, and you hit that 90% on the quiz. You’ve pulled up your county’s surplus list, tracked down a former owner, and you know what to say when they pick up the phone, no telemarketer voice. Your agent agreement and limited power of attorney are ready to go.
Or you can wait, and 2 weeks from now you’ll be right where you are today, while those lists keep growing.
Right now, a former owner near you probably has money sitting at the county and no idea it’s there. You can be the one who tracks them down, with your agent agreement in hand and the right words ready, or you can be one more person who scrolls right past the next surplus list. Wait another month and that list is longer, and maybe somebody else already made the call. The Surplus Overages Course is $1,497, or you can pay over time with Affirm if you qualify, and your lessons open the minute you enroll and sign your Welcome Agreement. Click Get Started Today, and I’ll see you in lesson 1.
“This is a surplus funds deal that we just received today in the mail.”
Ariel L., Tax Deed Genius student, about a $13,920.67 surplus check from the Duval County Clerk of Circuit Courts*
*Individual results, not typical. Investing involves risk, including loss. No results are guaranteed.